About Us

A better way to grow your savings. A better place to get funded.

Wisefund builds secure bridges between lenders and borrowers. Mediating and monitoring investments presents valuable opportunities, secure transactions, and profitable returns. Our team’s vision will create a mutually favourable environment that benefits all parties.


Revolutionizing the Benefits of Business Lending

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Investors - Our beloved community of finance providers expect promised returns on each penny invested. They analyze, evaluate, invest, and eventually, benefit from their investments with a steady ROI (Return On their Investments).


Borrowers - Small and medium sized businesses in Europe seeking to expand their business activities. Businesses want to focus on their business and want easy access and quick turnaround for financing. 


The Right Place to Invest

When Wisefund launched, the market was saturated with multiple platforms offering profitable returns on investments. To achieve our vision, we radically challenge the status quo in order to make finance fair and enjoyable.

Wisefund Fundamentals

Transparency

Business funding requires a level of honesty with the investors, especially when you are dealing with the public and handling their money. Wisefund is committed to the principles of transparency, good governance and responsible behaviour. Investors know who’s borrowing and for what purpose. Wisefund believes the people who entrust their money deserve to know what's being done with it.


Established Businesses

Borrowers are businesses with established histories, operations, and assets. Wisefund doesn’t consider questionable businesses or crazy ideas. Our position offers reliable investments for industries that struggle to obtain quick funding from banks.

Wisefund also supports the added value these businesses create in the economy.


Security

Wisefund takes great care of how borrowers are selected and presented as lending opportunities. We know the beneficiaries, we closely follow transactions and project development, and we never involve with businesses that have questionable backgrounds. Read more here.


Partnerships

Wisefund pays attention and cares thoroughly of our customer safety, and for this reason, as well as to comply with Wisefund financial partners’ requirements there’s automatic ID verification system integrated for customer identity check - Enhanced KYC verification by SumSub

Sumsub’s identity verification platform is globally applicable, as their approach and methodology are carefully designed according to FATF recommendations regarding AML and CTF requirements (specifically, Article 10), which served the international basis for local AML laws.

KYC stands for “Know Your Customer”. It is a term used to describe how a business identifies and verifies the identity of a client. KYC is part of AML, which stands for Anti-Money Laundering. 

it is meant to verify the identity of customers and assess their suitability to be a customer.

Sumsub’s identity verification platform is globally applicable, as their approach and methodology are carefully designed according to FATF recommendations regarding AML and CTF requirements (specifically, Article 10), which served the international basis for local AML laws.

How It Works

  • Determines authenticity of ID, including investor documents
  • Compares the photo in the document with a user selfie
  • Determines user's age and national origin
  • Automatically flags fake or forged documents
  • Identifies the liveliness of a real human face versus a hologram
  • Checks photos with internal databases of fraudulent materials and cases to protect your service from professional fraud and cybercrime

Why SumSub - The platform is built on a risk-based approach and follows global and local regulatory norms (including FATF, FINMA, FCA, CySEC, MAS). 

Global Coverage - 6500+ types of documents from 150+ countries are supported.


Team

Ingus Linkevics
Ingus Linkevics

CEO

Diana Ozolina
Diana Ozolina

Customer Success Manager

Associates

Wisefund uses various professional advisers to conduct research prior to approving a project. Consultant services are tailored to each individual task, for example: legal, tax, business advisers and similar.

Establishing a cooperation with professional advisors providing services of business analysis of the businesses willing to raise capital on the Wisefund platform is essential for providing the best possible options to Wisefund users.

Wisefund advisors have years of experience in respective areas, including analyzing global and local companies in respect to their creditworthiness. Wisefund partners are assessing the major factors of applications, conducting a prima facie review of the documents of applicants, expressing requirements and completing a full due diligence on each of the borrower application.

Stay in touch

Phone:

+372 560 93 520

Email:

office@wisefund.eu

Working hours:

Mon-Fri: 9:00 - 17:00
Sat-Sun: Closed

Address:

Väike-Ameerika tn 8,
Tallinn 10129, Estonia