A better way to grow your savings. A better place to get funded.
Wisefund builds secure bridges between lenders and borrowers. Mediating and monitoring investments presents valuable opportunities, secure transactions, and profitable returns. Our team’s vision will create a mutually favourable environment that benefits all parties.
Revolutionizing the Benefits of Business Lending
Investors - Our beloved community of finance providers expect promised returns on each penny invested. They analyze, evaluate, invest, and eventually, benefit from their investments with a steady ROI (Return On their Investments).
Borrowers - Small and medium sized businesses in Europe seeking to expand their business activities. Businesses want to focus on their business and want easy access and quick turnaround for financing.
The Right Place to Invest
When Wisefund launched, the market was saturated with multiple platforms offering profitable returns on investments. To achieve our vision, we radically challenge the status quo in order to make finance fair and enjoyable.
Wisefund Fundamentals
Transparency
Business funding requires a level of honesty with the investors, especially when you are dealing with the public and handling their money. Wisefund is committed to the principles of transparency, good governance and responsible behaviour. Investors know who’s borrowing and for what purpose. Wisefund believes the people who entrust their money deserve to know what's being done with it.
Established Businesses
Borrowers are businesses with established histories, operations, and assets. Wisefund doesn’t consider questionable businesses or crazy ideas. Our position offers reliable investments for industries that struggle to obtain quick funding from banks.
Wisefund also supports the added value these businesses create in the economy.
Security
Wisefund does it’s homework. We know the beneficiaries, we closely follow transactions and project development, and we never involve ourselves with businesses that have questionable backgrounds. Of course, our three step buy back guarantee secures investments. Read more here.
Partnerships
Welltrado is a tool to track and monitor investments across multiple P2P investment platforms. Wisefund soon to be connected with Welltrado for lenders to be able to track and manage investments across multiple P2P investment platforms in a single dashboard.
Wisefund pays attention and cares thoroughly of our customer safety, and for this reason, as well as to comply with Wisefund financial partners’ requirements there’s automatic ID verification system integrated for customer identity check - Enhanced KYC verification by SumSub
Sumsub’s identity verification platform is globally applicable, as their approach and methodology are carefully designed according to FATF recommendations regarding AML and CTF requirements (specifically, Article 10), which served the international basis for local AML laws.
KYC stands for “Know Your Customer”. It is a term used to describe how a business identifies and verifies the identity of a client. KYC is part of AML, which stands for Anti-Money Laundering.
it is meant to verify the identity of customers and assess their suitability to be a customer.
Sumsub’s identity verification platform is globally applicable, as their approach and methodology are carefully designed according to FATF recommendations regarding AML and CTF requirements (specifically, Article 10), which served the international basis for local AML laws.
How It Works
- Determines authenticity of ID, including investor documents
- Compares the photo in the document with a user selfie
- Determines user's age and national origin
- Automatically flags fake or forged documents
- Identifies the liveliness of a real human face versus a hologram
- Checks photos with internal databases of fraudulent materials and cases to protect your service from professional fraud and cybercrime
Why SumSub - The platform is built on a risk-based approach and follows global and local regulatory norms (including FATF, FINMA, FCA, CySEC, MAS).
Global Coverage - 6500+ types of documents from 150+ countries are supported.
